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Is there an age limit for housing loans?
To apply for personal loan in China Merchants Bank, the lender must be at least 18 years old, and the age plus loan period shall not exceed 70 years old.

If you need to apply for a personal commercial housing loan, you need to apply through the personal loan department of the local China Merchants Bank outlet, and you need to provide proof materials such as proof of use, proof of identity and proof of income. Please contact the personal loan manager for details.

(Response time: February 25, 2020. Please refer to the latest business changes announced by China Merchants Bank in official website).