1, JD.COM car loan.
JD.COM car loan platform is different from some car loan platforms. JD.COM car loan platform does not require users to pick up the car, but only needs users to provide relevant materials such as vehicle registration certificate and vehicle driving license, and there is no need to mortgage the Green Paper. Green paper can use relevant copies and ID card photos.
However, after the user applies for a loan in JD.COM, there will be an offline face-to-face interview and inspection by staff. It takes about 1-3 working days from application submission to loan release.
When everyone is short of money, I use no less than 10 for my own loan products. On the whole, I still recommend Xiaoqian (formerly known as Baidu Finance) for reasons such as ups and downs: 1. Compared with the invitation system of borrowing and micro-loans, I can apply for money on my own initiative. 2. The maximum amount is 200,000, the minimum annualized rate is 7.2%, and it takes 3 minutes to arrive, which is already very useful; 3, formal platform, don't worry about routines;
4. Generally, formal product audits are strict. Although it is easy to use, it is difficult to apply, and so is money. However, the exclusive application channel paid by friends is very high, so it is the most recommended product among the products, and there is no one. Since it is recommended to everyone, let's present the exclusive application channel together, and friends in need can apply for it themselves.
Just remember to use it on the same day when you get the quota, otherwise you may get it back. Some friends have encountered this situation before, so remember.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
2. Ctrip car loan
The company behind Ctrip car loan is Ctrip Finance, which has a cooperative relationship with the central bank's credit information system. The borrower applies for a loan on Ctrip Car Loan, and his personal credit will be updated on T+ 1 day. The minimum daily loan interest rate of Ctrip car loan is 0.02%, which translates into a monthly interest rate of 0.24% and an annual interest rate of 7.2%.
3. Ping An car owner loan
Car owner loan is a car mortgage owned by Ping An Bank, and the qualification requirements for users are not strict. When applying for a loan, users do not need to pledge their cars or certificates, but only need to provide auto insurance policies to apply directly. Users can apply for a maximum loan amount of about 80% of the vehicle value.
Users can apply for automobile mortgage directly in the online store, or they can choose to download the online app application.