The materials to be prepared are:
1. Family poverty certificate stamped by the village or neighborhood committee, and ask the village head or neighborhood committee staff.
2. Fill in the application form at the school, and then apply with the university student ID card after the school has passed the examination.
The loan needs three guarantors, and parents can count as two. You can find an extra guarantor. There is an age limit, so you have to ask the bank where you borrow money about their regulations.
Specific process:
First: fill in the application form at school, and the school will approve it and give you a student loan application form.
Second, find a green channel in the local credit cooperatives or the person in charge of student loans, and transfer money through their audit.
note:
First, the application in the school has to be badly written. It is best to write a negative number in the income, indicating that the family can't make ends meet;
Second, in the examination and approval of credit cooperatives, three guarantors are needed, and parents can also be guarantors. There may be some handlers who will make things difficult for you and even secretly ask for benefits. They can give some money or call the mayor directly. This government attaches great importance to this.
The processing time is during the winter vacation or summer vacation, and it will not be done when it expires.
Just go to the credit union with your student ID card every winter and summer vacation. The repayment period starts from graduation, and the interest is very low within two years. After two years, interest will be paid according to ordinary loans.
I hope I can help you. In addition, Baidu Encyclopedia also has detailed answers about college students' loans and so on.
If you have any questions, you can ask them. If you are satisfied, please accept the application. Yours is definitely the motivation for my efforts. Thank you.