If you have a China Merchants Bank card, you can log in to mobile banking, click My-All-Loan-I want a loan, and try to apply for a "lightning loan" through this interface. The maximum loan amount of "lightning loan" is 300,000 yuan, and the minimum loan amount is 1 1,000 yuan; Your specific limit will be verified according to your business situation in our bank. You can check it after your application is successful.
2. What is the maximum term of the mortgage loan of the Postal Savings Bank?
If it is a new house mortgage, the oldest; If it is a second-hand housing mortgage, it cannot exceed 20 years. When calculating the loan term, the borrower should determine the repayment term according to his repayment ability, so as not to cause repayment pressure. To apply for housing mortgage loan, the house provided by the borrower must meet the requirements of bank mortgage loan. If the borrower's house does not meet the requirements of the bank mortgage loan, he can't apply. The following are the conditions stipulated by the bank: First, they have legal status; Second, there is a stable economic income and a bad credit record of paid repayment; Third, there is a legal and effective purchase contract; Fourth, if the newly purchased house is used as the maximum mortgage, it must have a legal and effective purchase contract, the age of the house is within 10 years, and it has been prepared or paid no less than the purchase price; Fifthly, if the house mortgage loan has been purchased, 60% of the house value has been mortgaged by the original house mortgage loan, which is certified and the house age is within 10 years; Sixth, it can provide effective guarantee recognized by the loan bank; Article 7 Other conditions stipulated by the lending bank.
3. Which bank has the highest deposit interest rate of 300,000 yuan?
I suggest you choose China Postal Savings Bank.
State-owned banks set the threshold for large deposit certificates. The general deposit of state-owned banks is 300,000, and that of city commercial banks and rural commercial banks is 200,000. At present, the interest rates of large deposit certificates of city commercial banks and rural commercial banks are the highest, rising by 50%-55%. Therefore, large deposit certificates can get the highest interest rate in city commercial banks and rural commercial banks.
Depositors with funds of 300,000 yuan have reached the standard of large deposit certificates. It is suggested that depositors can get richer returns by depositing large certificates of deposit.
At present, China's interest rate marketization reform has been liberalized, and the bank interest rate setting is "first big and then small; First long-term, then short-term. "
Therefore, 300,000 yuan for three years is more suitable for investors. If there are only 300,000 ordinary banks, the annual interest rate for three years is only 25,000 yuan, but if you choose a three-year large deposit certificate, you are expected to get 36,000 yuan. Why not?
At the same time, we should also see that the interest rates of large deposit certificates of the four major banks have risen by about 40% on the basis of the benchmark interest rate, the joint-stock banks have risen by about 50%, and the city commercial banks, rural commercial banks and rural credit cooperatives have risen by 55%.
Therefore, if you have 300,000 yuan, it is more cost-effective to store it in city commercial banks and rural commercial banks.
Because such small and medium-sized banks (including private banks) were established relatively late, they need to collect deposits more than big banks and have more discretion in deposit interest rates. Now small and medium-sized banks are also protected by the deposit insurance system, so you can rest assured.
At the same time, it is not bad to buy 300,000 certificates of deposit with a three-year interest rate of at least 4.2% and an annual interest rate of 654.38+0.2 million.
4. What software can be used for large loans? The maximum loan is 300,000 yuan.
When applying for loans, many borrowers hope that the higher the credit line they can get, the better. After all, people will encounter some financial needs more or less in their daily lives. If there is a large standby loan at this time, many problems will be solved. What software can get a large loan? These five softwares can be loaned 300,000 yuan!
What software can get a large loan? 1. Bank of China Easy Loan Bank Easy Loan is a popular lending software. The minimum loan amount is 1000 yuan, and the maximum loan amount that users can apply for is 300,000 yuan. Users who are 22-55 years old and have a stable income source can apply for loans. At present, the minimum daily interest rate of BOC Easy Loan is not supported for the time being, and users in remote areas such as Xinjiang borrow money. 2. Ctrip financial users who want to apply for loans on Ctrip Finance need to be at least 22 years old and Chinese mainland residents. Ctrip's financial loan starts from 3,000 yuan, and the maximum loan amount can be 200,000 yuan. The longest optional staging time is 36 months. At present, Ctrip Finance does not have high requirements for users' qualifications, and the loan can be completed in 5 minutes at the earliest. 3. Doudou Qian Doudou Qian is a small loan product of WeChat. Loans can be made from 3000 yuan, and the maximum loan amount can be applied for 50 thousand yuan. Users who are 22-50 years old, have a stable source of income and have no serious stains on their personal credit information can try to apply for a loan on Doudou Money. 4.E-sub-loan E-sub-loan can apply for a maximum amount of 50,000 yuan, with the lowest annual interest rate and high pass rate, and the highest loan 1 minute. Users are 20-55 years old and can apply for loans if their personal credit information is not seriously tainted. 5. The minimum daily interest rate of Gome Easy Card is that the quota can be recycled and the loan can be repaid with the loan. User 18-45 years old, with a stable income source, can try to apply for a loan. The longest installment time of Gome Easy Card is 36 months, and the loan can be completed in 5 minutes at the earliest. The above is the sharing of "what software can provide large loans", I hope it will help everyone!