For example, Qianhai Ronghua Shijia Whole Life Insurance (hereinafter referred to as "Ronghua Shijia") has won honors such as "Excellent Insurance Product in 2021" due to its outstanding product features, and is expected to become a "tomorrow star" in the insurance market ".

"Ronghua Shijia" is an incremental whole life insurance. Analysts point out that the basic insurance amount stipulated in the incremental whole life insurance policy increases annually with agreed compound interest for life. The longer the insured lives, the more adequate the protection will be. Compared with fixed-amount whole life insurance, it is more suitable for the needs of high-net-worth individuals. It is understood that the basic insurance amount of "Ronghua Shijia" increases at a compound interest rate of 3.5, starting from the second policy year.

In terms of cash value, the policyholder of "Ronghua Shijia" (a 40-year-old male) chooses to pay in single payment or in 3 or 5 years. The cash value can be equal to the premium paid in the 6th policy year. The cash value of "Ronghua Family" is clearly stated in the contract and belongs to the policy holder. The growth is certain and visible, and the policy loan can reach up to 80% of the cash value, making it easy for the policy holder to use it flexibly.

In terms of death and total disability protection, when a risk occurs to the insured between the ages of 18 and 40, the benefit ratio is at least 1.6 times the insurance premium paid. On the basis of obtaining sufficient longevity protection, there is also It can take into account the protection during the golden struggle period of life and give the family peace of mind.

It is understood that "Ronghua Shijia" has received insurance premiums of more than 10 million yuan (first installment) in the first year after launching it, indicating that Qianhai Life and "Ronghua Shijia" have been fully recognized by customers.

Once we shake hands, we are together for life. Qianhai Life will continue to focus on insurance protection, develop more insurance products to meet consumers' various protection needs, bring better products and more professional services to customers, and protect a better life in all aspects.