As long as you go to a 4S store to buy a car, you will basically have an impression. After entering the store, the sales will warmly welcome you, especially when you hear that you are interested in buying a car. So, it's just a matter of soft grinding and hard foaming. The deposit must be clearly written in the contract, and whether the deposit can be refunded under special circumstances. The other is the difference between buying a car in full and buying a car with a loan. In fact, a 4s shop can't make much money. Generally speaking, small loan companies that buy car loans in 4S shops and provide financial support are car dealers' own companies. Providing interest-free loans is also a marketing tool that allows them to sell more vehicles. If you buy a car in full, you are an uncle. Basically, you will agree to the landing price, and the rest is car insurance and licensing. In addition, you can choose your own insurance company, so 4S stores are not binding on you, and relatively speaking, you won't make any money.

Most sales are still willing to let you borrow money to buy a car, which can also let you renew your insurance in the store and so on. In-store insurance is much more expensive than outside, which adds up to a lot. No interest is not posted by the dealer, but the interest subsidized by the manufacturer. For a 4S shop, he must be very happy because it is easier to recommend cars for sale.

All car loans will give car dealers the profit of commission loans. The general loan amount ranges from 1% to 3%. Moreover, car dealers can charge customers for car loans, and the insurance for the first year or even every year of the car must be purchased by the car dealers. However, it is inevitable that loans will generate interest. Although the interest split is only a few tens of yuan in the monthly payment, it will still generate several thousand yuan of interest after repayment. Of course, many manufacturers will offer 24 and 36 interest-free policies. It's easy to buy a car in full. If you take a fancy to the car, you can drive the naked car away after paying the money. At that time, you can pay the purchase tax yourself, get a license and buy insurance, which can save a lot of money.