In the mobile banking of Bank of China, the five steps to apply for BOC e-loan are as follows.

(1) open the China bank APP.

(2) click "login".

(3) click "more".

(4) click "BOC e-loan".

(5) click "apply".

product description of BOC e-loan (personal online consumption loan).

(1) loan amount: up to 3, yuan.

(2) loan period: the loan line is valid for 12 months, and the borrower can use the line repeatedly during the line period, and the line can be reactivated after the line expires.

(3) loan purpose: the loan can be used for personal legitimate and reasonable consumption expenses such as home improvement, car purchase, education, medical care, etc., and it cannot be used for undeclared purposes and personal expenses prohibited by laws and regulations.

(4) mode of use: the credit line can be recycled within the validity period, and it can be borrowed and returned with it. The loan shall bear interest on a daily basis according to the actual number of days spent.

(5) repayment method: a single payment can be made by repayment methods such as one-time repayment of principal and interest at maturity and monthly repayment of principal and interest at maturity.

(6) guarantee method: credit loan without collateral guarantee.

(7) After the approval, click Withdrawal, select the purpose, amount and term of the loan as needed, and enter the mobile phone verification code and dynamic password. After the withdrawal is successful, the funds will be received immediately.