There are many platforms in the market that use sesame seeds for loans. In fact, any platform that can get loans only by sesame seeds is not reliable. Reliable loans generally have strict requirements on the credit conditions of applicants, who must be at least 65,438+08 years old and have good credit information and repayment ability.

However, as an important part of citizens' credit information system, Sesame Score still has great reference value. The higher the sesame score, the higher the personal credit in Alipay system, which is conducive to applying for loans, Alipay reserve funds and enjoying the lifelong rights and interests of Alipay credit.

In addition, if you can't apply for a loan from a bank or a formal financial institution because the credit information of the personal central bank is tainted, you should also avoid usury and conventional loans when choosing sesame as a loan.