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4 million house, down payment of 2 million, loan for 30 years, how much is the monthly payment?
At present, the annual interest rate of loans for 5-30 years (including 30 years) announced by the People's Bank of China is 4.9%. According to the benchmark interest rate, with the interest rate unchanged, the monthly repayment amount is 106 14.53 yuan, and the average capital method is 13722.22 yuan in the first month (for reference only).

If you are going to apply for a loan in China Merchants Bank, the loan interest rate needs to be comprehensively priced in combination with the business type, credit status, guarantee method and other factors you apply for, and can only be determined after approval by the handling outlets.