Ping An Bank in Beijing does not lend money. According to relevant public information, Ping An Bank of Beijing will not lend. There are two situations in which loans are drawn: one is that there is a problem in the repayment ability after the loan, the lender's operating income is reduced, and there are many overdue loans in succession. The second is the pressure from the regulatory authorities. The first situation is common in mortgage and credit, and the second is common in mortgage loan.