1: If you have deposited sufficient funds into the loan repayment account, it is recommended to check the deduction information later. If the full amount is successfully deducted on the loan repayment date, there will be no overdue impact. If the loan is not deducted in full on the loan repayment date, it will be overdue and affect your credit report.
Two: The monthly repayment date for Ping An Bank’s loans is determined according to the loan contract signed by each customer. You need to deposit the full amount into the loan repayment account one day before the monthly repayment date. Make sure that the full amount of the loan can be deducted successfully on the repayment date. If the full amount is not deducted successfully on the repayment date, an overdue record will be generated.
Warm reminder: Please deposit sufficient funds into the loan repayment account one day in advance to ensure that the full amount can be successfully deducted on the repayment date to avoid overdue interest and penalty interest.
1: Ping An Bank, whose full name is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. It is one of the 12 national joint-stock commercial banks in mainland China. one. The registered capital is RMB 5.12335 billion, with total assets of nearly 1.37 trillion yuan. It is headquartered in Shenzhen, Guangdong Province. Ping An Insurance (Group) Co., Ltd. of China (hereinafter referred to as "Ping An") and its holding subsidiaries hold a total of approximately 2.684 billion shares of Ping An Bank, accounting for approximately 52.38%, and are the controlling shareholders of Ping An Bank. It has 34 branches across China and a representative office in Hong Kong.
Two: In January 2012, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition was completed, Shenzhen Development Bank changed its name to the new Ping An Bank and formed a new Ping An Bank. The bank is officially open for business. On June 26, 2019, eight banks including Ping An Bank were among the first batch to launch online corporate information verification systems.
Three: Corporate Business
In terms of corporate business, Shenzhen Ping An Bank aims to provide high-quality and efficient services to small and medium-sized enterprises, and strives to build a small and medium-sized enterprise financial brand (SME) to Professional teams, professional products, professional services, professional management, and many innovations in the business field of small and medium-sized enterprises. Through in-depth market research, we formulate flexible credit policies that meet market needs, continuously simplify business processes, and improve approval efficiency; we expand financial service channels for small and medium-sized enterprises by effectively integrating diversified service platforms such as business outlets, online banking, and telephone banking. , helping Chinese customers solve financing problems, improve the efficiency of fund use, and leverage the resource advantages of Ping An Group of China to provide a package of comprehensive financial services to create maximum value for customers.