The policy for flexible employees to pay housing provident fund is 16, covering the whole city.
The report shows that the units, employees and contributions of housing provident fund in the province increased by 13.8 1%, 3.78% and 14.69% respectively, and the coverage of housing provident fund system was further expanded. Among the deposit units, the number of deposit units and non-public enterprises has increased significantly, among which the proportion of urban private enterprises and other urban enterprises has increased from 30.42% in 2020 to 32.27%, and the number of newly-opened employees of urban private enterprises and other urban enterprises is 575,600, accounting for 48 16% of the newly-opened employees in the whole year.
In order to further expand the groups covered by the provident fund, Shandong Province has continuously relaxed the deposit threshold, encouraged individual industrial and commercial households, migrant workers, flexible employees and new citizen groups to deposit and use the housing provident fund, and extended the coverage of the housing provident fund system to all urban employment groups. According to the Report, more than 65,000 flexible employees in the province have paid the housing provident fund, and a total of 65.438+0.2 million loans have been issued, amounting to 2.44 billion yuan.
"At present, the province 16 cities have introduced the policy of flexible employees paying housing provident fund. This year, Jinan and Qingdao included flexible employees in the national pilot of the housing provident fund system, which brought new opportunities for innovation and development for the Shandong provident fund system. " Zhou Moudong said that in the next step, pilot cities will be guided to continue to improve the pilot program and introduce special pilot policies in terms of deposit methods, deposit subsidies, deposit-loan linkage, and tax incentives. Combined with local conditions, further mobilize the enthusiasm of flexible employees to pay.
In the past five years, the rent withdrawal amount has increased by more than 20%.
According to the report, the total deposit of the province's provident fund is142152.2 billion yuan, and the deposit balance is 539.838 billion yuan, up by 14.72% and 14.26% respectively. The total withdrawal amount was 8.8168.5 billion yuan, an increase of 15438+0% over the end of last year. Among them, consumption-based extraction is the main one, accounting for 77.9% of the annual extraction.
"In terms of the use policy of housing provident fund, we will focus on supporting the rigid housing needs of employees and buying and renting simultaneously." According to Zhou Shandong, in terms of buying houses, Shandong Province leans towards the first suite and families with many children by reducing the down payment ratio and increasing the loanable amount. In terms of renting, by optimizing the extraction policy, we will support paid employees, especially new citizens, young people and other groups to extract according to the facts with rental invoices, and effectively promote the establishment of a housing system with both purchase and rent. Statistics show that in the past five years, the amount of rent withdrawal has increased by more than 20%. Among them, in 2022, 67 1 10,000 people withdrew housing provident fund to pay rent of 4.72 billion yuan, up by 22.5% and 23.6% respectively. Withdraw 2 billion1.1.50 billion yuan from the purchase; Repayment of loan principal and interest was 64.805 billion yuan, up 8.83% year-on-year.
Shandong Province adheres to the policy of deposit and use of provident fund which favors low-and middle-income groups, solves the housing problem of low-and middle-income groups by supporting the construction of affordable housing, and draws a total of 50.632 billion yuan of supplementary funds for urban public rental housing construction, which has played an important role in supporting the families of low-and middle-income workers to solve the housing problem.
Realize "winding" * * * and enjoy the data of 9 city provident fund centers along the Yellow River.
1 1 provident fund "inter-provincial general office" service project has realized the whole network operation and 24 "provincial general office" service projects ... Now in Shandong, with the continuous expansion of the application of digital technology in the housing provident fund industry in the province, the problems of employees who deposit in different places turning back and running, and difficulties in doing things have been effectively solved. According to the report, by actively developing the national individual housing loan business of housing provident fund, a total of/kloc-0.7 million loans were issued in different places throughout the year, with 66 1.9 billion yuan.
"Promoting the digital development of housing provident fund is an important measure to improve the service efficiency of housing provident fund and expand the coverage of housing provident fund system." Zhou Shandong introduced that the "Digital Yellow River Chain" of housing provident fund was built in Shandong Province, and it was implemented step by step according to the three dimensions of "Jinan City-Yellow River Basin City in the province-main urban area of the Yellow River Basin in China", gradually breaking through the information barriers between cities and promoting the integrated development of housing provident fund in the Yellow River Basin. The data of the provident fund center along Huangjiu City in the whole province are all "wound", and the application scenario is 10. Nine provincial capital cities' provident fund centers in the Yellow River Basin signed an integrated development proposal, and actively promoted the "cross-domain operation" of the provident fund business.