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Jiangsu Xinghua adjusts the down payment ratio of housing provident fund loans
10 On June 35438+03, xinghua city, Taizhou City, Jiangsu Province issued the Notice on Relevant Matters Concerning the Implementation of Housing Provident Fund Loan Support Policy, adjusting the down payment ratio of housing provident fund loans, and adjusting the down payment ratio for the first and second applications for housing provident fund loans to 20% and 30% respectively.

The "Notice" shows that xinghua city will also adjust the maximum amount of housing provident fund loans, and the maximum amount of housing provident fund loans for dual employees for the first time and the second time will be adjusted to 654.38+0 million yuan and 800,000 yuan respectively; The maximum amount of individual employees' first and second housing provident fund loans was adjusted to 500,000 yuan and 400,000 yuan respectively.

For Taizhou registered families with two or three children, the maximum amount of housing provident fund loans for dual employees and single employees is adjusted to 6,543,800 yuan and 500,000 yuan respectively.

The "Notice" also clarifies that the down payment ratio of housing provident fund purchases is uniformly adjusted to 20%. For the purchase of pre-sold commercial housing, existing houses and resettlement houses, the maximum loanable amount for the first and second application for housing provident fund loans is adjusted to 80% and 70% of the total housing price respectively. The maximum loanable amount for the purchase of second-hand houses and housing reform houses is 60% of the total house price, and the maximum loanable amount for the construction, renovation and overhaul of self-occupied houses is 60% of the cost of house repair and construction projects.