1. Difficult to get a loan: After entering the blacklist of banks, it will be difficult for you to get a loan. Before approving the loan application, the bank will conduct a credit investigation. If you are found on the blacklist, your loan application may be rejected.

2. Raising interest rates: Even if the loan is successful, the bank may demand higher interest rates because of the blacklist. This means that you have to pay higher interest and increase the cost of borrowing.

3, credit card restrictions: after entering the bank blacklist, your credit card use will be restricted. The bank may reduce or cancel your credit card limit, and may even stop providing credit card services to you.

4. Credit report is damaged: Blacklist records will have a negative impact on your credit report, thus lowering your credit rating.

5. Blocking banking services: After entering the blacklist, banks may block some of your services, such as online banking and mobile banking.