1. What will happen if the green mortgage is overdue?
1.
default interest will be charged from the day when the payment is overdue until all the arrears are paid off. The longer the arrears, the more penalty interest will accumulate, and the repayment pressure will increase.
2.
The loan handling bank/loan company will report the overdue situation to the central bank for credit investigation, and at that time, it will leave a bad record in the personal credit investigation report, which will damage personal credit.
3.
The loan handling bank/loan company will send text messages and make phone calls for dunning. If the dunning is not returned for many times, or even no one can be contacted, the loan handling bank/loan company may file a lawsuit with, and then auction the mortgaged vehicle, and then use the auction proceeds to pay off the arrears.
4.
Due to credit problems, the subsequent credit business will also be hindered, and it may be difficult to successfully handle it in a short time.
Second, what should I do if Cheluben mortgages Jiujiang Bank overdue?
There are bad credit records. When you apply for automobile mortgage, if there is a phenomenon of overdue, the first direct consequence will be that you will show the expected record on the credit. In this case, because of the bad credit record, if you need to submit a credit report in the future, it will be affected at this time, and even some banks will directly reject your loan application, so in this case, you must not be overdue. The vehicle was sold. When you apply for automobile mortgage, if you can't repay the loan on time, the bank or lending institution will start to collect it. If the collection fails for three months, they will probably sell your car and get a sum of money, which will be used for repayment. If it is not clear, all the money will continue to be demanded at this time. If there is any surplus, the remaining money will be returned to you. Don't worry about this. How to deal with it. When automobile mortgage is overdue, it will have very serious consequences, so we must adopt effective methods to deal with it in time. When this happens, the first thing to do is to negotiate with lending institutions and banks, and we can get an extension by mortgaging other collateral. On the other hand, we can borrow money from other institutions to repay this loan, so as to avoid the occurrence of overdue phenomenon.
Third, I was informed that the loans overdue 12-day train was driven away, and I have been repaid. Now I have to pay a fee of 18,87 to get the car back. How to deal with it
1. First, I should negotiate with them to pay the normal overdue fee, and then see if there is any stipulation in the contract that I have to pay so much if it is overdue;
2. If none of the above is reflected, then call the police, because their behavior is illegal;
3, so be sure to handle it carefully and straighten things out.
fourth, what happens when the loan with the car is overdue?
it will affect your personal credit information. If you can't pay it back all the time, your car will be auctioned by the bank to repay the loan.