What are the terms of ICBC e-loan?
1. China citizen with full capacity for civil conduct, age 18 (inclusive) -65 years old (exclusive), and the sum of age and loan term shall not exceed 70 years;
2. The applicant's work unit or habitual residence should be in the location of the loan issuing institution;
3. Have a fixed job, a stable source of income or a reliable repayment guarantee;
4. When applying through mobile banking and online banking, the savings cards used should be Class I and Class II savings cards in different places, and the online banking application should also be bound with U shield or password equipment customers for counter registration.
Electronic loan (personal credit loan) repayment rules:
1. Repayment date: determined according to the loan approval date and cannot be changed;
2. Deduction time: deposit the repayment amount into the repayment account before the repayment date 17:00, and the system will automatically deduct the payment. If the repayment account status is abnormal, please change the repayment account in time or make repayment at any local business outlet;
3. Prepayment: You can choose three repayment types: partial repayment, current repayment only and full repayment, and there is no limit on the number of prepayments.
The lowest credit line is 600 yuan, with a maximum of 6.5438+0 million, and the highest self-service application is 200,000. The specific amount is subject to the final approval, and the longest period is generally 2 years. Some borrowers can enjoy a term of up to five years. After borrowing money, the borrower should remember to repay it within the prescribed time limit to avoid overdue.
That's all. I hope it helps you.