Haotong, the loan scheme provided by Honda Finance Company for consumers who buy its products has simple procedures and low application threshold.

Automobile Honda financial loan process is as follows:

1, first go to Honda 4S shop to choose the model;

2. Submit application materials; (ID card, personal income certificate, down payment certificate, guarantee certificate, etc. )

3. Examination and approval of auto loan application; (usually within 2-3 days)

4. After examination and approval, Honda's auto financing loan should go through customs clearance procedures first;

5. Cancel the vehicle license and go through the mortgage formalities;

6. Repay on time.

Second, buy a Honda car loan and go to Guangqi Honda Finance, okay?

If you buy a Honda car loan and go to Guangqi Honda Finance, that's definitely not good. It is best to go to the bank.

Detectives buy cars and pick up cars nearby. There are many kinds of express trains.

Only those who do not avoid pain and confusion are qualified to talk about optimism and firmness. Fate will not be kind to anyone, nor will it prepare for you alone.

Three. Auto financing company, automobile main engine factory, automobile 4S

Auto finance companies are actually professional financial subsidiaries of auto groups, such as SAIC Finance Company, Volkswagen Finance Company, Nissan Finance Company and Dongfeng Finance Company. Generally speaking, they do some financial coordination and organization work for their parent companies, such as SAIC Group and Dongfeng Group, such as integrating the payment and financing needs of upstream suppliers, and obtaining more favorable products from financial institutions on behalf of manufacturer groups. At the same time, an important job is to provide financing support for car dealers and earn some profits. For example, give a certain amount of financing to dealers, let them use a small amount of advance payment to mention more new cars of automobile manufacturers, and then pay back the money through sales, add some interest to auto financing companies, and gradually repay the difference. This kind of business is generally called automobile financing or wholesale financing or vehicle financing, which can help dealers improve their operating efficiency and help manufacturers accelerate vehicle sales. Another business that cooperates with dealers is consumer credit, which is car loan. Auto financing companies generally have low threshold and fast procedures for car loans, but the cost is higher than that of bank car loans.

Automobile OEMs (such as SAIC Volkswagen, Dongfeng Peugeot and Guangzhou Honda) are the core of the automobile industry chain, and their main job is to produce automobiles. Its subordinates generally set up separate sales companies, which are generally equivalent to "automobile manufacturers" (note the difference between it and auto financing companies or auto financing companies). The sales company is responsible for the construction and management of the sales outlets of the brand OEM, and the distribution and realization of the annual sales tasks of the OEM (by giving annual and monthly tasks, using business policies to coach and motivate local dealers, that is, 4s stores complete the delivery of the OEM). They are usually the strongest.

Automobile dealers, generally 4s shops around the country, obtain the authorization of the main engine factory (sales company) in a certain place through online recruitment plan or other means, and sometimes need a secret public relations process, and then build 4s shops as required and pass the acceptance, so they can pick up cars from the manufacturers for sales and supporting after-sales, insurance, vehicle consumption credit and other businesses.

The relationship between the three, manufacturers sell cars to dealers, and dealers sell cars to end customers, that is, consumers; Manufacturers sign tripartite financing contracts with auto financing companies and dealers, and dealers can pick up cars from manufacturers with low advance payment, and then gradually repay the credit purchase through sales. Both manufacturers and auto financing companies charge some fees and interest funds. Customers can apply for car loans through auto financing companies, and both auto financing companies and dealers charge a part of the fees.

Fourth, can I do auto finance services myself?

At present, Dongfeng Motor Company does not have its own independent auto finance. The following joint ventures do exist. Dongfeng Nissan Finance Company and Dongfeng Peugeot Citroen Finance Company, namely Shenlong Finance Company, are widely used. Dongfeng Honda's auto finance business is under the responsibility of Dongfeng Auto Finance Company, a subsidiary of Dongfeng Group. At present, there is no registered independent auto financing company. Dongfeng Da Yue Kia uses Beijing Hyundai Motor Finance Company, which has nothing to do with Dongfeng. Generally speaking, in fact, Dongfeng joint venture brands basically have suitable financial companies. Insiders, the answer is not easy, I forgot to adopt it.