The first step is for students to apply first, and apply to the affiliated institution of their school within the specified time, and receive the National Student Loan Application Approval Form and other materials, which should be true and complete, and the relevant materials should be ready to be handed over to the national student loan agency of their school.

Second, the school institution conducts a preliminary examination of the loan. That is, the work department conducts a comprehensive review according to conditions and various requirements.

Step 3: After the loan is audited by the handling bank, the handling bank will complete the audit within 20 days after receiving the submitted application and data sheet.

Step 4: The school and the students sign the repayment contract. After the loan application is approved, the school will organize students to fill in and sign the loan contract within 10 working days according to the loan student roster provided by the handling bank, and submit it to the handling bank.

Step five, loan issuance. The national student loan is only a form of financial assistance to poor students. In other forms, we also provide scholarships, student loans, grants, work-study programs and so on.