50000 yuan. According to the information of official website Rural Credit Cooperative, the first loan of this bank is 50,000 yuan, but it needs good credit. Rural credit cooperative banks (i.e. rural credit cooperatives) belong to rural cooperative financial institutions. They are established with the approval of the People's Bank of China, and are composed of members' shares. They implement democratic management and mainly provide financial services for members. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law.