Under normal circumstances, there is no limit to the time when a loan is overdue, but the longer the overdue time, the more serious the consequences will be, and the record in the credit report will also change. After a loan is overdue for more than 90 days, the lender can file a lawsuit. Therefore, users should try not to be overdue for more than 90 days. Once they are deemed maliciously overdue by the lending institution, they will bear serious consequences. The above is the relevant information about how many days a general loan can be overdue. The consequences of an overdue loan

1. It will affect personal credit: If the loan is not repaid overdue, a bad credit record will be left on the borrower's personal credit report. If he or she later wants to apply for a bank credit card, Most loans will be rejected;

2. High penalty interest: The consequence of not repaying on time is an increase in personal financial pressure;

3. Facing various collections: Banks or financial institutions have their own collection systems. Once a borrower is overdue, he will be subject to various collections, which seriously affects normal life;

4. Being sued: long-term overdue payment, large amount Yes, there is a possibility of being sued by the lending institution.

This article mainly writes about the knowledge points about how many days a general loan can be overdue. The content is for reference only.