3 1 is the final repayment date. Generally, banks will deduct money at 3 1 in the afternoon or evening, no later than 1.

Deduction is generally made on the agreed repayment date. Before 12 o'clock that night, as long as you have money, you can successfully deduct the credit card and transfer it to non-cash transactions. The interest-free repayment period is from the bank bookkeeping date to the due repayment date. The interest-free repayment period varies according to the regulations of each bank. The shortest is from the billing date to the final repayment date, and the longest is from the day after the billing date to the final repayment date of next month. The specific time of automatic deduction should be consulted with the bank that handles the loan. When applying for a loan, the bank will let you apply for a bank card, and you will deposit the money on time every month, and the bank will automatically deduct the money. The bank will agree with the applicant on the repayment date of the loan, and must deposit the money before the repayment date, otherwise it will lead to overdue, and the loan cannot be processed after the deadline.