If you need money urgently, it is recommended that you use the Youqianhua APP to borrow money. Youqianhua is a major brand of Baidu's credit services, which can meet your daily consumption and cash flow needs. Purely online application, no mortgage required, simple application materials, approval in 30 seconds, and loan disbursement in the fastest three minutes, up to 200,000. It can be repaid in installments, up to 36 periods (three years), and the interest rate is determined by the system based on the user's comprehensive situation, and can be as low as 0.01%. You can repay in advance, and after repayment, the amount can be restored and you can borrow money on a recurring basis.

This answer is provided by Youqianhua. I hope it will be helpful to you. Youqianhua, as a credit brand under Duxiaoman Financial (formerly Baidu Finance), provides users with convenient, fast and secure Internet credit services, with a maximum loan limit of 200,000.