At most, half of the small loans of rural commercial banks can be 654.38+10,000 yuan; The loan amount varies slightly according to different regions.

Microfinance application materials:

1. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials;

2. Provide stable proof of address, house lease contract, water and electricity bills, property management and other relevant certificates;

3. Provide stable proof of income source, bank flow sheet and labor contract.

Conditions for personal small loans of banks:

1. China citizens with full civil capacity who have a fixed residence in China, or a fixed residence (or valid residence certificate) in a local town, or a fixed business place;

2. Have a legitimate occupation and stable economic income, and have the ability to repay the principal and interest of the loan on schedule;

3. There is no bad credit record, and the purpose of the loan cannot be used for house purchase, stock trading, gambling and other behaviors;

As long as you meet the application conditions of personal microfinance and provide ID card, proof of stable address and proof of stable income source, you can handle microfinance business.