Policies for settling down in Hangzhou for buying a house in 2020

The Hangzhou Housing Authority once again issued a notice to further improve Hangzhou’s purchase restriction policy for housing and loan subscriptions. The notice clearly stipulates the purchase restriction groups and the scope of the purchase restriction, and also adjusts the provident fund loan subscription standards and the down payment ratio of commercial loans. Buying a house in Hangzhou is also limited to certain groups of people:

1. Starting from March 29, 2017, within the urban area, it will be suspended within the city limits for single adult residents (including divorced persons) who own one or more houses in the city. ) people or registered households in this city who own two or more houses sell newly built commercial housing and second-hand housing.

2. Non-local residents who purchase their first home must provide proof of continuous social security payment in this city for 2 years or more within the 3 years before the date of purchase, and are suspended from those who own 1 or more homes. New houses for sale to non-local residents.

3. Families whose household registration has been moved from other places to the four counties (cities) of Tonglu, Jiande, Lin'an and Chun'an can only purchase in restricted areas in Hangzhou after 2 years have passed since the date of transfer of household registration. When purchasing a house within the city, it shall be implemented in accordance with the city’s purchase restriction policy.

4. When a company purchases a house in Hangzhou, it will be listed for trading three years later. The implementation of the house purchase and household registration policy has been suspended in some areas of Hangzhou.

The application conditions for buying a house and settling in Hangzhou are as follows:

1. After March 20, 2006, in Hangzhou Binjiang (800,000), Xiasha (600,000), Qianjiang New Town (1 million ) Purchase a house in Gongshu District (800,000), Jianggan District (800,000), Xiacheng District (800,000), Xihu District (800,000), and Shangcheng District (1 million) after October 14, 2008. money.

2. The applicant has a high school education or above;

3. Is over 18 years old, has full capacity for civil conduct, and has no infectious diseases; those who have moved their minor children’s household registration with them, Must comply with the family planning policy;

4. The applicant has not been re-education through labor or held criminally responsible;

5. The applicant actually lives in the place where the house is purchased and the households are the same (actual occupancy) ;

6. The original household registration of the person who purchased the second-hand house has moved out.

7. The purchased property shall not be traded within 3 years.

Materials required for buying a house and settling in Hangzhou

1. Household registration book or household registration certificate (if the household registration book cannot be provided, a household registration certificate can be issued at the place of household registration)

2. Original and copy of real estate certificate

3. Original and copy of ID card

4. Original and copy of house purchase contract (provided by those who have not obtained real estate certificate) and commercial housing registration certificate (Attached to the house purchase contract)

5. Certificate of no criminal record issued by the public security authority of the original place of residence

6. Original and copy of the real estate invoice (provided for one-time payment)

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7. Applicants need to provide a certificate of no infectious disease from a hospital at or above the municipal level in Hangzhou; (the doctor must indicate "no infectious disease among the tested items")

8. Community The Property Management Office issues a "Certificate of Occupancy"

9. Fill in the "Household Application Form"

10. Applicant's high school diploma or above

11. Divorced The original and copy of the divorce certificate are required; those who are divorced and have children are required to provide the original and copy of the divorce agreement;

12. For children who exceed the planned birth after marriage, the original and copy of the fine invoice are required. Proof of compliance with family planning policies provided by the county-level or district-level family planning department;

13. If two or more people purchase a property (building) together, they must also provide other property owners with the right to give up their rights to enter the house. notarial certificate of agreement.

Process of buying a house and settling in Hangzhou