This is the actual loan payment stipulated in the new loan regulations, which requires that the loan amount must be a real economic transaction, and the bank will directly transfer the money to the counterparty account on the loan date.

If you want to get a loan, it is definitely necessary to find a counterparty account, but at least it must be credible! Money will not be lost, after all, the supplier's money is transferred from your account, which is a fact! It's just that if they do deliver the goods, it's a bad communication, so they can only admit it because it's legal.