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What should I do if I guarantee someone else's loan ten years ago and haven't paid it off yet?
Legal analysis: So if the borrower doesn't pay back the money, you have to bear the responsibility of paying back the money. However, since it has been 10 years, please find out when your friend's repayment period is. If the repayment period exceeds two years, you can claim that the limitation of action has expired and refuse to pay back the money. If there is an agreement on the guarantee period, you can claim that the guarantee period has expired and refuse to pay back the money. If there is no guarantee period, there is only a six-month guarantee period, after which you can refuse to pay back the money. So you can ask the court to lift the freeze through the above litigation.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 386 Where the debtor fails to perform the due debt or the parties agree to realize the security interest, the holder of the security interest shall have the priority to be compensated for the secured property according to law, except as otherwise provided by law.

Article 412 Where the debtor fails to perform the due debt or realize the mortgage right according to the agreement of the parties from the date of seizure, the mortgagee has the right to collect the natural fruits or legal fruits of the mortgaged property, except that the mortgagee has not notified the debtor who should pay off the legal fruits.

The fruits specified in the preceding paragraph shall be used as the expenses for collecting fruits first.