All purchases can be notarized before marriage.

The notarization of pre-marital property only notarizes whether the house is pre-marital property or post-marital property, and has nothing to do with whether the house has a loan.

Second, can the loan house be notarized before marriage?

You can do premarital notarization.

Personal housing commercial loan process

First, the basic conditions of commercial housing mortgage loans

1, the borrower has a stable occupation and income, good credit and the ability to repay the principal and interest of the loan;

2. The purchased house is located in a town (including urban area, county town and big market town), and in principle it is the borrower's current residence or place of work and business;

3. Has signed a commercial housing sales contract with the developer, and paid the down payment ratio stipulated by the bank according to the personal credit situation, with a minimum of more than 30%;

4. The loan amount is determined according to the borrower's credit status, occupation, education level, repayment ability and the liquidity of the purchased house.

5. Agree to apply for mortgage registration of pre-purchased commercial housing first, and promise to use the purchased housing as loan collateral, and re-apply for mortgage registration after the purchased housing is completed and the property right certificate is obtained;

Secondly, information must be provided.

1.3. Original and photocopy of the ID card and household registration book of the applicant and spouse (if the applicant and spouse are not registered in the same household, a marriage certificate shall be attached);

2. The commercial housing sales contract signed by the purchaser and the company;

3. 1 Original and photocopy of advance payment receipt for 30% or more of the house price;

4. Proof of income of the purchaser (provided by the bank and placed in the sales office);

5. If the borrower is a legal person, it shall carry a valid Business License for Enterprise as a Legal Person or Business License for Enterprise as a Legal Person, identity certificate of legal representative, financial statements and loan card. If it is a joint-stock enterprise, it is also necessary to provide the company's technical articles of association and the certificate that the board of directors agrees to mortgage;

6. The developer's collection account number is 1 copy.

Third, can the loan house be notarized before marriage?

Legal analysis: Yes. Pre-marital property notarization means that unmarried couples reach an agreement before marriage registration and go through notarization. When handling the notarization of premarital property, the parties concerned shall apply to the notary office of their domicile or the place where the agreement is signed, and the following materials shall be submitted when applying: the identity certificate of the applicant; Agreement (which can be completed under the guidance of a lawyer); Relevant proof of property rights (such as the property ownership certificate of individual-owned property); Other relevant supporting materials.

Legal basis: Article 1065 of the Civil Code of People's Republic of China (PRC) stipulates that the property acquired during the marriage relationship and the property before marriage are owned by individuals, jointly owned or partly owned or partly jointly owned. The agreement shall be in writing. Where there is no agreement or the agreement is unclear, the provisions of Articles 1062nd and 1063rd of this Law shall apply. The agreement between husband and wife on the property acquired during the marriage relationship and the property before marriage is legally binding on both parties. The husband and wife agreed that the property acquired during the marriage relationship should be owned by each other, and if the other party knows the agreement, the personal property of the husband and wife should be used to pay off the debts owed by the husband and wife.

4. Can the property purchased by installment be notarized before marriage?

You can do it. Well, it can be solved according to the contents of notarization in the future. If part of the loan repaid after marriage belongs to the same property, it is the same whether it is notarized or not.