It is cost-effective to buy or rent a parking space, mainly depending on your own economic conditions.

If the economic conditions are acceptable, then buying a parking space is more worry-free and cost-effective.

Whether you need a loan to buy a car space depends on your financial situation. After all, it is a loan, and the interest will increase every month and every year. If individuals feel that they can afford it, they can choose to borrow money to buy a parking space.

Procedures for company to borrow money to buy a car

1. The borrower's valid ID card, household registration book or other valid proof of residence;

2. Proof of work and income;

3. The car purchase agreement or contract signed with the dealer;

4. Company business license, organization code certificate, etc.

5. Other materials required by the lending institution from the borrower.

However, the enterprise loan procedures of each lending institution will be different, and the specific circumstances shall prevail.

Do underground parking spaces have land use rights?

According to the law, only buildings with the corresponding share of land use rights can have real estate rights, and only buildings with building floor area ratio can get the share of land use rights with the corresponding parcel number. The building owner who calculates the building floor area ratio shall pay the land use fee to the state according to law, and may obtain the house ownership certificate or real estate certificate according to law.