Generally speaking, formal financial institutions will not charge fees for unfreezing fees, membership fees, production fees, handling fees, guarantee fees, service fees, packaging fees, contract fees, security deposits and other reasons before issuing loans. If the subject encounters a similar situation, it is recommended to refuse.

Many institutions handle personal credit loans. People who need funds should choose carefully when choosing loan channels or institutions, give priority to banks, insurance and large financial institutions, try to go to the official platform or physical storefront of formal institutions for consultation and business handling, and check whether their relevant licenses and certificates are complete before handling. Don't trust strangers in the network, and be alert to the trap before the next charge.