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Can I get a provident fund loan when I buy my parents' house?
Of course. Article 3 of the Regulations on the Management of Housing Provident Fund stipulates that the housing provident fund paid by individual employees and the housing provident fund paid by the employee's unit for employees belong to individual employees. Article 4 stipulates that the management of housing provident fund shall follow the principles of decision-making by the housing provident fund management committee, operation of the housing provident fund management center, special bank account storage and financial supervision. Article 5 stipulates that the housing accumulation fund shall be used for employees to purchase, build, renovate and overhaul their own houses, and no unit or individual may use it for other purposes.