At present, car loan approval is relatively easy. As long as the following conditions are met, you can try to apply:

Age: 25-55 years old;

Chinese mainland residents and the current unit has been working for half a year;

Have a stable working income and a good credit record.

The area where the applicant is located needs a bank outlet, which is generally a city with good economic conditions (take Guangfa Bank as an example):

Beijing, Shanghai, Guangzhou, Shenzhen and Tianjin; Jinan and Weifang; Shenyang, Benxi, Panjin, Anshan, Dalian, Yingkou and Dandong; Nanjing, Suzhou, Wuxi, Zhenjiang, Huai 'an, Nantong and Changzhou; Hangzhou, Ningbo, Wenzhou, Taizhou, Shaoxing, Jinhua, Yiwu and Jiaxing; Zhengzhou, Xinxiang, Anyang, Pingdingshan, Jiaozuo and Sanmenxia; Wuhan; Changsha; Chengdu; Harbin, Mudanjiang, Daqing, Qiqihar; Kunming, Yuxi, Qujing and Honghe; Urumqi; Fuzhou; Dongguan, Foshan, Zhuhai, Zhongshan, Shantou, Chaozhou, Jieyang, Meizhou, Huizhou, Qingyuan, Jiangmen, Zhaoqing, Yangjiang, Zhanjiang, Maoming, Heyuan and Shaoguan.

Note: For the application method, please call the official customer service telephone of the bank and prepare the application materials as required.