In June 2022, the benchmark interest rate of lpr was 4.45%.

The People's Bank of China authorized the National Interbank Funding Center to announce that the quoted interest rate (LPR) of the loan market on June 20, 2022 was: 1 year LPR of 3.7%, and LPR of 5 years or more was 4.45%.

The quarterly interest of the 240 million loan is 3.8 million. What is the interest rate?

Well, it depends on how you repay the loan. There are two ways, one is the average capital repayment method and the other is the equal principal and interest method.

If it is the first type, it is easy to calculate: for example, in the first quarter of the first year, it is15w8.1875%/4 = 3070 yuan, plus the principal paid in each period: 15w/32=4687.5 yuan, and a * * 7757.5 yuan.

In the future, the principal of each installment is 4687.5 yuan, and the interest is gradually decreasing.

If it is the equal principal and interest method, you have to use a calculator.

3. What is the benchmark loan interest rate in the fourth quarter of 2022?

1, short-term loans: 4.35% within six months (including six months), and 4.35% within six months;

2. Medium and long-term loans: 4.75% for one to three years (including three years) and 4.75% for three to five years (including five years).

3. Personal housing provident fund loans: 2.75% for less than five years (including five years) and 3.25% for more than five years.

The above is the relevant content of 2 quasi-interest rate.

4. What is the benchmark loan interest rate in the fourth quarter of 2022?

The benchmark loan interest rate in the fourth quarter of 2022 should be 4.3%.