Interest plus principal 2 1200 yuan. You Yihua is a revolving credit line financial service application software launched by Immediate Consumer Finance Co., Ltd. You Yihua can repay the principal and interest in one lump sum when the loan expires. According to the one-year loan interest rate, the annual interest rate of 20,000 yuan loan is 6.00%, and the annual interest payable is 20,000× 6.00% = 65,438+0.200 yuan, that is, 265,438+0.200 yuan should be repaid.