1. Original and photocopy of legal and valid ID card, household registration book and bank card.

2. Relevant information of collateral (pledge) or guarantor, unless it meets the conditions of credit loan. Under normal circumstances, the guarantor also needs to provide ID card and household registration information.

3. Other materials required by the lender. This mainly refers to the purpose of your loan, what are you going to do, how much you need to invest, and you can repay the loan in about a few years. If there is a certificate issued by the village that the project has a venue and the village also supports it, it will be better if the personnel have management experience.

Second, the guarantor must go to the bank with the borrower and sign a guarantee contract with the bank. The guarantor must go in person.

Farmers who apply for extension information of farmers' joint guarantee loans shall meet the following conditions:

1, there are production and operation projects and equipment (tools) or sites, and the proportion of self-owned funds is above 30%;

2. Have reached the age of 18 and have full capacity for civil conduct;

3. The borrower and his immediate family members have no bad credit records, and borrowed from China Agricultural Bank before signing the joint guarantee agreement, and the original loan has been paid off first;

4. Abide by the mutual guarantee agreement;

5. Before obtaining the loan, the borrower shall deposit a special mutual account of not less than 65,438+0%-65,438+00% of the loan amount in the Agricultural Bank of China, and the deposit interest rate shall be the same as that of the same period plus 0.6 percentage point. Interest is settled once a year, and mutual funds are deposited in corporate deposit management.