If it is handled through China Merchants Bank, our bank stipulates that the lender must be at least 18 years old, and the age plus the loan period should not exceed 70 years old.
Can 2.JD.COM Gold Bar borrow money at the age of 60?
No, JD.COM Gold Bar can't borrow money after 60 years old. Jingdong financial platform is a platform to meet the needs of users. Because it is also a profit platform, the user's application will be audited, and the content of the audit is the user's repayment ability. Most people aged 60 have reached retirement age, and many people are in poor health. JD.COM will consider whether they have the repayment ability and refuse loans from the elderly.
Can 3.JD.COM Gold Bar borrow money at the age of 60?
No, JD.COM gold bars can't borrow money after 60 years old. Jingdong financial platform is a platform, because it also needs profit, so the core content is the repayment ability of users. Most people aged 60 have reached retirement age, and many people are in poor health. JD.COM will consider whether they have the repayment ability and refuse loans from the elderly.
4. How old does JD Finance need to get a loan?
1. The applicant must be between the ages of 18 and 65.
2. The applicant has full capacity for civil conduct.
3. The bank card has been bound to the applicant's JD.COM account.
4. The applicant has a good credit status and no bad credit record.
5. The applicant has a stable job and legal income.
6. The applicant spent more than 6 times in JD.COM Mall.
Other conditions of 7.JD.COM or the sender.
Extended data:
Is the interest rate of Jingdong financial loan high?
Jingdong financial loan interest is not high. Compared with domestic bank loans.
1, jingdong finance: interest = loan amount loan interest rate. Take the loan 1 000 yuan as an example, and the interest rate is 2.5%. Interest = 100002.5%=250 yuan.
2. Bank of China: Interest = loan amount, annual loan interest rate and loan time. Similarly, taking a one-year loan of 1 1,000 yuan as an example, the benchmark interest rate of China Bank is 4.35%, and the interest = 100004.35% 1 = 435 yuan.
To sum up, the interest rate of Jingdong financial loan is not high.