2. Are small loan companies protected by law?
Personal identity loan has nothing to do with the company, and your relationship is pure loan. If there is a legally binding IOU, you can go to the arbitration tribunal or not. However, in the case of interest, the legal protection limit is four times the bank interest rate of the same grade deposits in the same period, and the excess will not be calculated.
3. Is the company legal?
According to China's Guiding Opinions of China Banking Regulatory Commission and China People's Bank on Company Pilot, the company is legal. A company is an enterprise legal person, with independent legal person property, enjoying legal person property rights, and bearing civil liability for debts with all its property. The company shall implement the national financial policies and conduct business within the scope prescribed by laws and regulations. Legal Basis Guiding Opinions of China Banking Regulatory Commission and China People's Bank on Company Pilot Article 1 A company is a limited liability company or a joint stock limited company established by natural persons, enterprise legal persons and other social organizations without public deposits. A company is an enterprise legal person, with independent legal person property, enjoying legal person property rights, and bearing civil liability for debts with all its property. Shareholders of a company shall enjoy the right to return on assets, participate in major decisions and choose managers according to law, and shall be liable to the company to the extent of their subscribed capital contribution or subscribed shares. The company implements the national financial and economic policies, conducts business within the scope prescribed by laws and regulations, operates independently, assumes sole responsibility for its profits and losses, and undertakes its own risks by self-discipline. Its legitimate business activities are protected by law and are not interfered by any unit or individual.
4. Is the small mortgage company legal?
If the company has complete procedures, it is legal. You can contact the industrial and commercial bureau and the banking regulatory bureau for enquiries.
Small secured loan is a loan business to solve the problem of insufficient self-financing for entrepreneurs who meet certain conditions, including start-up capital and working capital for self-employment, self-employment or partnership organization.