Do I still have to pay the mortgage if the house I bought is an unfinished building?
You still have to pay back the mortgage of the unfinished building. Because there is no connection between bank mortgage and uncompleted residential flats, uncompleted residential flats belong to the behavior of developers, which is a contradiction between buyers and developers and has nothing to do with banks. If you don't repay the mortgage, it will affect your future credit information, loans, civil service exams, etc., and it will also affect your next generation, so don't repay the mortgage because of this. After all, the price is too high.
How to deal with uncompleted residential flats in general?
1 auction
If the developer is insolvent and declares bankruptcy, and the house is in the crisis of unfinished business, then the developer's finance will be auctioned by the court. According to the provisions of the bankruptcy law, buyers are more likely to wait for compensation from some real estate companies than creditors.
Step 2 compensate
When the real estate project fails, the owner must agree with Qi Xin's opinion and go to court to sue the developer, so as to get compensation. If the owner doesn't open the letter, the court can't handle it, the unfinished building can't be solved, and it may not be compensated.
3. Financing
If the house you buy is only likely to go bad, you can give developers more time to raise funds to return to work. After the completion of the project, the loss of the buyer can be reduced.
Step 4 ask the government for help
After the house is rotten, you can go to the city and district government to find a financing platform to unseal and mortgage. The local government will adopt different methods to intervene according to different situations. If developers are short of funds, the government will require enterprises to raise funds or introduce partners. If it is illegal, the government will require it to rectify within a specified time.
Do I still have to pay the mortgage if the house I bought is an unfinished building? What do you usually do with unfinished buildings? The above is the relevant content we introduced, and you can use it as a reference.