I will. According to the collection rules of financial institutions, loans overdue may call the user to collect the money after 3 days. In loans overdue, financial institutions will take a series of measures to urge users to repay. The most common means is telephone collection.

During the Spring Festival, will you receive a reminder call?

[Prayers] Thank you for your invitation. During the Spring Festival, you will also receive a collection call. They don't have to think about it. Everyone will have a rest during the Spring Festival. Isn't that clever? Automatic call voice reminder or automatic SMS reminder!

This is the development of science and technology. The collection industry is pervasive. Do you think you can escape? No Even if the phone is reconciled, the text messages will be bombarded! I believe there must be some friends who read this article.

Although no one will see this problem, I will tell you.

The collection will not stop. In the year when the epidemic broke out, I received a collection from Wuhan. You should firmly believe that they are everywhere [crying].

it will be

The collection telephone number is synchronized with the working hours of the collection company, and the collection company is concentrated in "first-and second-tier cities". Generally speaking, according to the national statutory holidays, the Spring Festival holiday lasts only about 7 days. Because it is a labor-intensive industry, you may have to work overtime. The collection work is mainly based on telephone collection, so the collection phone will call the day before the Spring Festival.

In the collection company, it is customary to go to work on legal holidays, so it is not surprising that sometimes you can get a collection call on holidays.

Don't worry, it won't. I'm in debt of 600 thousand, which is two years overdue. In fact, collecting is also a human being, so we should have a rest. On normal Saturdays and Sundays, you will receive a collection call, but the collection call will also stop on holidays. Of course, take National Day as an example. Generally, there were no collection calls two days ago, but there were one after another from the third day to the fourth day. Collecting is still more diligent than many people.

If it's the Spring Festival, don't worry, I haven't received a collection call in the past two years. Generally, it will only be received from the seventh day, but it is also rare. Don't worry.

This is my real experience, not an armchair strategist like others. I hope I can help you.

How often do you call for a credit card at the beginning of the Spring Festival?

I won't call. During the Spring Festival, that is, from the 28th lunar month to the 5th lunar month, basically no one will call you for collection.

After the fifth day of the fifth year, major collection companies began to go to work one after another, and started the collection work for the new year again, because the Spring Festival is a particularly important day.

Is it illegal to call for collection during the Chinese New Year?

It is not illegal to call for collection during the Spring Festival.

Telephone collection is allowed, but telephone collection must be carried out within the prescribed scope. Provisions are as follows:

1. The telephone collection time is from 8 am to 9 pm.

2. No more than 3 collection calls can be made on the same platform on the same day.

3. Without permission, you can't harass the borrower's family, friends, colleagues and work units at will, that is, you can expose the address book.

Some consequences of refusing to answer the dunning call are:

1. If the borrower calls for collection for many times, the borrower never replies, which will have a great impact on future loans. As long as the borrower fails to repay the loan within a certain period of time, after reporting to the credit bureau, the borrower will have an overdue record, so he cannot borrow from any institution.

2. If the borrower refuses to answer the phone, the borrower's loan amount will also generate a penalty interest. As time goes by, the penalty interest will accumulate and the borrower's repayment pressure will become greater and greater.

3. After the borrower refuses to answer the call, the borrowing institution may entrust a special debt collection company to ask for money, which will also seriously affect the borrower's reputation and daily life.

4. If the borrower fails to answer the collection call for a long time and ignores the staff of the lending institution, he may be sued by the lending institution to the court, and then he will be required to make compulsory repayment.