Does the subject want to ask, "360 loans can be repaid five days in advance, with no interest for seven days?" Yes According to relevant public information, 360 IOUs can be repaid in advance, and there is no handling fee for prepayment, but interest is charged. Early repayment is the part that the borrower pays more than the monthly principal and interest, and the early repayment without fully paying off the mortgage is called partial early repayment. 360 IOU is a personal and micro-credit platform under 360 Finance, which was launched in September 2065438+2006. It evaluates customers' credit based on 360 big data, and provides instant consumer loans on this basis.