After becoming a high-quality customer of the bank, if you want to apply for loan products, the pass rate will be higher than other users, and the amount of the next payment will also be improved to some extent. If you hold the credit card of this card yourself, it will be much easier to increase the quota in the future, and the quota will be larger. In addition, when the bank launches new business from time to time, you can invite everyone to participate in it first. You can also enjoy some personalized services when you enter the bank outlets offline to handle some business. In particular, becoming a vip customer of a bank can enjoy the right to handle business first. Generally speaking, high-quality customers are absolutely beneficial to everyone, especially those who want to apply for loans, but it is not so easy to become high-quality customers of banks.
In the eyes of banks, career stability and working years are not the same. Central enterprises, state-owned enterprises, Fortune 500 companies, management of large enterprises, senior professional and technical personnel, employees in middle-and high-income industries and people with successful careers all belong to the high-quality customer groups in the minds of banks. It doesn't matter if you are not a stable professional group or even a freelancer with unstable income. As long as you have certain fixed assets under your name, banks are also very welcome. Because the repayment ability of such users is still relatively sufficient, it can be recognized by banks. In addition, it is similar to buying wealth management products in banks or mortgage loans. Payroll users will generally become quality customers.
For users who usually have business dealings with banks, it is definitely right to give priority to these banks when applying for loans.