The e-loan of Hankou Bank depends on the debt situation. Too much debt may affect the success rate of application. This product is based on the principle that data runs more and customers run less. It only takes 2 days from the customer's application to the loan receipt. E-loan is a standard personal business loan business of ordinary residential mortgage launched by Hankou Bank in 2022, aiming at supporting inclusive finance, serving the real economy and supporting small and micro enterprises. It has the advantages of wide audience, low loan interest rate, long loan term, high loan amount, fast handling efficiency and flexible repayment method.

This product scans the code of the micro-credit loan of Hankou Bank, the official account of WeChat, and completes the credit line approval, real estate assessment, credit inquiry and other links online, and completes the verification, mortgage notarization, contract signing and other links offline, integrating intelligence, online and automation.