2. The original credit card code was renamed as "Zhengzhong Code". Enterprises and individuals who have already applied for loan cards do not need to issue "positive code" when applying for loans. Enterprises and individuals who have not applied for a loan card may issue a "positive code" when applying for a loan from a financial institution.
Enterprises as legal persons, unincorporated enterprises, institutions as legal persons and other borrowers who need to apply for loans from various financial institutions and handle credit business such as acceptance bills, letters of credit, letters of credit, guarantees and guarantees. , must apply for a loan card to the downtown branch or county branch of the People's Bank of China where its business license (or other valid documents) is registered.
In order to implement the Decision of the State Council on Cancelling and Adjusting a Batch of Administrative Examination and Approval Items (Guo Fa [2014] No.50), the Notice of the People's Bank of China on Implementation (Yinfa [2014] No.359) and the Announcement of the People's Bank of China [2014].
After the loan issuance approval is cancelled, the Credit Information Center of the People's Bank of China is responsible for handling the technical issues related to the operation of the basic database of financial credit information to ensure the stable operation of the database.
All branches of the People's Bank of China are requested to organize financial institutions within their jurisdiction to seriously implement it, and do a good job in publicity and explanation to the society to ensure a smooth transition. In the process of implementation, new situations and problems should be reported in time.
Rules for generating signature in enterprise
The so-called sign code is the new name of the loan card number. The basic process of handling the code allocation is similar to the process of applying for a loan card in the past. According to the Notice of the General Office of the People's Bank of China on Canceling the Administrative Examination and Approval of Loan Card Issuance, the People's Bank of China has gradually stopped handling the administrative licensing and annual examination of loan cards. At present, it is a transitional period before the second generation enterprise credit information system goes online. During this period, the loan card code will be temporarily replaced by the levy code for those who are no longer needed before the credit cooperation between enterprises and commercial banks.