Borrowing money is blacked out, which means that the borrower fails to repay on time after borrowing on the lending platform, resulting in overdue repayment or malicious evasion of debts, and is finally blacklisted by the lending platform, which restricts him from borrowing on the platform again. This is a manifestation of the borrower's credit risk in the lending market. Therefore, when borrowing money, you must have enough repayment plan and repayment ability, and choose the loan and repayment method that suits you according to your actual situation.

The black screen of borrowing money will not only affect the credit record of borrowers, but also attract the attention of financial institutions and internet financial platforms. Seriously, it will even be blacklisted by banks, which will have a great impact on future credit lending, making the loan threshold higher, the loan interest rate higher, and even unable to obtain loans or credit cards again. Therefore, in the lending market, borrowers need to establish a sense of honesty and avoid overdue repayment, refusal to communicate or evasion of debts.

Borrowing money will not only affect personal credit records, but also cause losses to the Internet financial platform. Internet financial platforms rely on data and risk control models to decide whether to give loans. If the borrower has overdue repayment or other bad credit records on the platform, it will be a huge risk for the platform. Therefore, while auditing borrowers, the Internet financial platform will pay more attention to borrowers' willingness and ability to repay, so that the platform can reduce risks and protect investors' interests while making money.