According to reports, there are four points worth noting about the application conditions for housing provident fund loans in different places:
1. Changzhou buys a self-occupied house and is the owner or co-owner of the purchased house.
2. The applicant shall pay the housing provident fund in full and normally for more than six months.
3. The applicant and spouse have no outstanding housing provident fund loans.
4 to provide the guarantee procedures approved by the city housing provident fund management center.
For foreigners who want to buy a house in Changzhou, when they apply for provident fund loans in different places, they need the deposit certificate of the provident fund in the place where they live, the deposit certificate of the housing provident fund in different places and the details of the deposit in the last year.
Relatively speaking, the handling process is relatively simple. First of all, the applicant must come to Changzhou provident fund business outlets to receive the certificate of housing provident fund deposit, which can also be downloaded from Changzhou housing provident fund network. Then take the "Certificate" to the local provident fund center to apply for the deposit certificate. After the relevant information is verified, you can go through the formalities at the business outlet of Changzhou Provident Fund Management Center with the certificate.
Employees who have used provident fund loans in different places can enjoy the same preferential conditions, interest rates, loan quotas, etc. As employees in Changzhou, they are temporarily unable to handle the business of converting commercial housing loans into housing provident fund loans.
Suzhou people have better choices, which may also stimulate the development of Changzhou. Under the housing price, many talents have moved to Changzhou. I wonder what Suzhou will do next.