The department settings of each bank are definitely not exactly the same, but some departments have corporate business departments? Mainly responsible for company business? Audit and other personal business departments? Mainly responsible for personal business? Family savings? Audit the international business department? Mainly responsible for international packaging and lending? International wire transfer? Foreign exchange settlement and other fund operation departments? Mainly the fund settlement business department? Credit approval department? Responsible for various loan approval and other risk management departments? It is the department in the bank that evaluates, manages and solves business risks. What are the main operational risks of banks? Credit repayment risk, accounting settlement risk, new business test risk, financial management risk, legal risk of business documents and so on. Control all these risks? Especially the risk control of the first three types of business? Are all compliance departments led by the risk management department to develop solutions? What does "compliance risk" mean? Banks fail to comply with laws and regulations, regulatory requirements, rules, relevant standards formulated by self-regulatory organizations and codes of conduct that have been applied to their own business activities? Risk accounting department that may suffer legal sanctions or regulatory penalties, major financial losses or reputation losses? Financial and planning issues? Is the core and right department of the bank, accounting and settlement department? Safety as the theme? Strengthen the basic management of accounting settlement? Various tasks, such as collecting and increasing reserves, intermediary business, insurance, funds, etc. All staff's awareness of prevention, professional quality, accounting quality and service skills. Strengthen management, supervision, inspection and counseling? Guide all staff to handle business in strict accordance with rules and regulations and operational procedures? Strengthen personnel training? Improve professional quality and accounting quality. Cashier security department? Mainly responsible for cash management, safety inspection, monitoring management, fire safety and other safety work? Mainly responsible for the maintenance and internal audit department of bank computer software and hardware? Mainly responsible for reviewing the subpoena of the branch? Check the teller's mistakes, etc. Accounting Department, Computer Department (or Information Technology Department), Credit Review Department, Risk Control Department, Asset Protection Department, Legal Department, Human Resources Department, Personal Finance Department, Planning and Finance Department, Audit Department, Supervision Department, Corporate Banking Department, Finance Department, Security Department, Development Research Department, International Business Department, Office (or Administration Department) and Party Committee Office (inclusive) Baidu knows which department of the bank is good at/kloc. Responsible for the development of loans and deposits of various foreign currency and RMB industrial enterprises. 2. What are the responsibilities of the real estate loan department? Responsible for the development of various foreign currency and RMB real estate development loans, commercial mortgage loans, corporate mortgage loans, personal mortgage loans for foreigners, etc. 3. What is the responsibility of the International Business Department? Responsible for the development and management of international trade settlement and trade financing business. 4. What are the responsibilities of the credit department? Responsible for reviewing loan applications and loan management. 5. What are the responsibilities of the cash and remittance department? Responsible for foreign currency and RMB counter business? Including savings, remittances and so on. 6. What are the responsibilities of the Personal Finance and Wealth Management Department? Responsible for the development and management of personal comprehensive foreign currency financing and credit card business. 7. Lobby Manager/Reception Responsibilities? Be fully responsible for the customer's business consultation? Introduce and recommend the bank's business products to customers. Best answer? Personally, it is more important to choose a good bank than a good department? Because it's up to you to decide which bank to send your resume to. But what department do you choose to go to after entering the bank? A big bank like ICBC? In the first half of the year, you will encounter a series of systematic rotation training. Have a special training base and training teachers? Generally, I will practice in the cash area, settlement area and credit section of a tier-one branch for a period of time? Fully understand the basic operation of the bank and some rules and regulations. Then maybe go to some marketing departments (personal department and company department)? Let some senior account managers show you around. Finally, you have to set up a post? The leader will arrange a suitable position for you according to your personal performance and wishes? If you are assigned to a tier-one branch? Generally, only the Credit Department, Corporate Department, Personal Department and Settlement Department can be selected. It will be even bigger if you stay in the branch. Your 1 (Project Finance and Corporate Loan Department) is equivalent to the corporate department? Study company business. Enterprise customer resources are the main battlefield of banks. Because you are new here? You have no resources. Can only run with other account managers? Or maintain some leaders assigned to your family? Not much money? Because you don't have your own account? No performance? Even if there's business for you? Is it someone else's account? Want to share it with others? Is your head small? Others have big heads. Your 2 (real estate loan department) and 6 (personal finance and wealth management department) are equivalent to the personal department? Learn personal business. I think this is more challenging. Let's talk about mortgage first? Generally divided into primary and secondary buildings? First-hand buildings generally have project loans? The developer borrowed money from your bank to build a house? After the house is built, the owner will naturally be appointed to make a mortgage loan in your bank? In this case, the quantity is generally large? But not too much money? The reason is simple? Because such a business involves developers, you can't pull it up alone. The point is the second-hand building? Real estate agent is the key to the second-hand building business? This place is more suitable for new college students to try. Relative to corporate customers? It's much easier to pull the intermediary business? It is also easier to accumulate resources? There are also many fewer relationships to consider. Talking about financial management? Even if you don't work in a bank, it is very necessary to learn personal finance. Just stepped into society? Is it time to accumulate primitive wealth? Knowing how to manage money is very important for your later life. And financial planners are in short supply now. You can learn a lot of very practical things about financial management? Funds, treasury bonds, stocks, futures, insurance, bank wealth management products and so on. Your 5 (cash and remittance department) and 7 (lobby manager/receptionist) are equivalent to the settlement department? Learn the settlement business. Not recommended to consider 7? Generally, it is the position of those who are old and retiring or pregnant women who need to take care of them. May I consider it? Because compared to other positions? Settlement is easier to get promoted. Company departments and individual departments are generally regular employees? It's just that there are fewer formal employees in the settlement department? Most of them are employed people? Generally, they don't have a bachelor's degree or above? Did you graduate from college or above? It's easy to get promoted in there as long as you work hard? Generally, it is no problem to mix a supervisor for two years. But this position is boring? Nothing challenging. Compared with account managers in personal departments and corporate departments, the working hours are also more rigorous? Not very free. Does the clearing post get a fixed salary? Basically not linked to performance. Credit department? A department that studies bank credit knowledge? Generally responsible for the approval of personal loans and corporate loans? As well as post-loan management and collection, collection is not recommended? If you are interested in approval, can you learn? What did this department learn the most? Get a fixed salary? Basically not linked to performance. It is also a fixed shift system. The challenge is between the account manager and the settlement post. The international business department you mentioned is interspersed with the knowledge of the corporate department and the credit department. Generally, you have to leave the branch to get in. The nature of work is estimated to be similar to that of the credit department. Sum it up? Personally, the most challenging and stressful person is the personal account manager? Performance determines income? It is relatively easy for newcomers to tap this resource. What can be learned most is the credit department? People in the credit department know a lot about financing, right? Job hopping to a big company is very popular. The most stable is the settlement department. As long as it is an account manager, whether it is an individual or a company. Should all be relatively free? Other positions are fixed shift system. Measure yourself and see which one fits. I hope it works for you? See what kind of future you want, money or future. Explain one by one? 1, you have contacted a lot of enterprises? There are kickbacks and benefits in the middle? 2. More flexible? Mainly contact individual customers? You can also contact some characters in the middle? Money is average? See your guts? 3. Is it relatively dead? Facing some papers all day? 4. Is it similar to 1, 2,0? 5, the workload is relatively large? Get normal treatment? 6. What is emerging at present? But the work pressure is relatively high? 7. Need I tell you? Usually the manager is a regular employee of the bank? Reception is generally external? As for the future? Actually, I personally think that 1, 2, 3, 4, 6 is more promising. In these positions, you can learn rich business knowledge and improve your personal working ability quickly? But every department is under pressure?