Hello, if handled through China Merchants Bank, some branches of our bank have launched "personal car consumption loans", which can be used to buy brand-new non-operating cars in my name (used car loans are not supported at present, and the purchased cars are used as collateral, and the general minimum loan amount is 50,000 yuan). If you take a fancy to the model you need to buy at the dealership, you can confirm whether you have cooperation with China Merchants Bank through the dealership. If not, please contact the personal loan department of China Merchants Bank directly to apply for a loan. The handling bank needs to review before deciding whether it can handle it. Application materials generally required for loan application: 1. Identification information; 2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc. ; 3. Proof of local residence: fixed telephone bill for any three months in the past year, or public utility bill such as water and electricity bill, or other materials that can prove the address; 4. Guarantee certification materials; 5. Proof of use: provide the invoice for the full amount of car purchase before the loan is issued, or provide the car purchase agreement (contract) plus the down payment invoice (or the receipt stamped with the dealer's official seal). After the loan is issued, the full car purchase invoice (if not provided before the loan is issued) and the vehicle purchase tax payment certificate shall be provided; 6. Proof of repayment ability: our payroll customers can directly provide their payroll account flow; Social security account flow or personal tax bill, etc. ; If you need to provide other information about the loan, the handling bank will inform you in time, or you can confirm these information in detail through the handling bank when applying for the loan.