(1) College graduates start their own businesses within two years after graduation and apply for business licenses in the industrial and commercial departments where the entrepreneurial entities are located. If the registered capital (capital) is less than 500,000 yuan, it is allowed to be put in place by stages. The initial investment shall not be less than 65,438+00% of the registered capital (the investment shall not be less than 30,000 yuan), and the paid-in registered capital shall be increased to more than 50% within 65,438+0 years, and the balance can be put in place by stages within 3 years. (2) Enterprises or business units newly established by university graduates in consulting industry, information industry and technical service industry shall be exempted from enterprise income tax for two years with the approval of tax authorities; Newly established enterprises or business units engaged in transportation, post and telecommunications shall be exempted from enterprise income tax in the first year with the approval of the tax authorities, and the enterprise income tax shall be reduced by half in the second year; Newly established enterprises or business units engaged in public utilities, commerce, materials industry, foreign trade industry, tourism, logistics industry, warehousing industry, residents' service industry, catering industry, educational and cultural undertakings and health undertakings shall be exempted from enterprise income tax for one year with the approval of the tax authorities. (3) Commercial banks, joint-stock banks, city commercial banks and qualified urban credit cooperatives in various countries should provide small loans for graduates who start their own businesses, simplify procedures and facilitate account opening and settlement. The loan amount is about 20,000 yuan. The longest loan period is two years. If it is determined that an extension is needed due, you can apply for an extension once. The loan interest is determined according to the loan interest rate published by the People's Bank of China. The maximum amount of guarantee is 5 times of the guarantee fund, and the term is the same as the loan term. (four) the personnel intermediary service institutions affiliated to the personnel administrative department of the government shall keep personnel files (including social security, professional titles, file wages and other related procedures) for 2 years for self-employed graduates; Provide free information on the supply and demand of talents and labor force, and publish free recruitment advertisements and other services; To participate in talent fairs or talent service exchange activities, appropriate fee reduction; Provide training and evaluation services for entrepreneurial employees. There are two kinds of personal loans in Bank of Ningbo: one is mortgage: mortgage with real estate. Second, credit category: no mortgage is required. White-collar loan target: 1) official staff of civil servants or institutions; 2) Senior managers in enterprises with a registered capital of 6,543,800+million yuan or more can submit relevant information to the bank, and the bank will give loans after examination.

Edit this paragraph in Beijing

[1] Loan amount: up to 500,000 yuan, and preferential policy of district financial discount: district financial discount. In addition to those who have the Beijing Re-employment Concession Card, unemployed university graduates with Beijing hukou who want to start small businesses independently or in partnership can also apply for small secured loans.

Edit this passage in Qingdao

Loan amount: no more than 50,000 yuan. If two or more teams start a business, the loan can be relaxed to 200,000 yuan. Preferential policies for small secured loans: those engaged in low-profit projects will be fully subsidized by the finance at the same level.

Edit this paragraph in Shanghai.

Loan amount: 50,000 to 300,000 yuan. Preferential policies: Established the Angel Fund for College Students' Entrepreneurship.

Edit this paragraph in Chongqing

Applicant: a college graduate who has not been employed for more than half a year and has a fixed account. Loan amount: 3000-4000. Loan methods: mortgage loan, secured loan and micro-loan for main business.

Edit this passage in Taiyuan

Applicant: The loan amount for registered unemployed college graduates: no more than 50,000 yuan. Loan method: preferential policies for small secured loans: the financial department of a county (city, district) may entrust a designated guarantee institution to provide guarantee for it. Small secured loan fund operation gap, the county (city, district) is responsible for making up.

Edit this paragraph in Fujian

Applicant: Loan amount for college graduates: up to 50,000 yuan. Preferential policies: If the benchmark loan interest rate announced by the People's Bank of China rises by less than 3 percentage points, the financial department will give full preferential treatment.

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