1. The loan contract signed online is valid if it meets the following conditions, and the online signing will not affect the validity of the contract. (1) The actor has corresponding capacity for civil conduct; (2) the meaning is true; (3) Do not violate the mandatory provisions of laws and administrative regulations, and do not violate public order and good customs.

2. Legal basis: Article 465 of the Civil Code of People's Republic of China (PRC).

Contracts established according to law are protected by law. A legally established contract is legally binding only on the parties, except as otherwise provided by law.

2. What are the elements of a valid contract?

1. The parties to a contract have corresponding capacity for civil rights and capacity for civil conduct: the parties to a contract must have corresponding capacity for civil rights, capacity for civil conduct and capacity for concluding contracts in order to become qualified contract subjects. If the subject is unqualified, the contract cannot have legal effect.

2. The party's will is true: the party's will is true, which means that the actor's will should truly reflect his inner meaning. After the contract is established, it is often difficult to judge whether the will of the parties is true from the outside, and the law generally does not take the initiative to intervene. The lack of elements of true expression of will, that is, the expression of will is untrue, does not absolutely lead to the invalidity of the contract.