If the daily interest rate is 0.035% and 0.066%, it is of course 0.066% higher, and the interest rate is also very high.

At present, the benchmark "annual interest rate" for individual (RMB) loans of 0- 1 year (including 1 year) announced by the People's Bank of China is 4.35%; The benchmark annual interest rate for 1-5 years (including 5 years) is 4.75%; The benchmark "annual interest rate" for five years is 4.9%.