The specific contents of the notice are as follows:
Notice on Perfecting Housing Provident Fund Loan Guarantee
All real estate development enterprises:
In order to further optimize the operating environment of the real estate industry and promote its stable and healthy development. Improve the housing provident fund loan guarantee method. According to the Notice of the Provincial Department of Housing and Construction on Further Promoting the Stable and Healthy Development of the Real Estate Industry in the Province (J.F.Zi. [202 1] 103), the relevant information on improving the housing provident fund loan guarantee is hereby notified as follows:
First, the real estate development enterprises in our city cooperate with Taiyuan Housing Provident Fund Management Center (hereinafter referred to as "Provident Fund Center") to provide staged guarantee for their buyers to apply for housing provident fund loans, and no deposit is charged.
Second, real estate development enterprises need to apply to the provident fund center to provide guarantees for their property owners, actively negotiate with the provident fund center to determine the amount of "overdue loans for compensatory provident fund" other than key supervision funds, and sign the phased guarantee cooperation agreement.
3. The overdue loan amount of compensatory provident fund shall be withheld from the housing provident fund loan funds paid by the provident fund management center to the pre-sale fund supervision account of real estate development enterprises.
4. The limit management period of "overdue provident fund loans" starts from the date when the real estate development enterprise and the provident fund center sign a phased guarantee cooperation agreement, and the provident fund center will issue housing provident fund loans to the buyers. Until the real estate mortgage registration certificate corresponding to the provident fund loan is completed.
Five, the insured real estate development enterprise borrowers default, the provident fund center can be in accordance with the provisions of the phased guarantee cooperation agreement, commissioned by the Municipal Real Estate Management Bureau to use the amount of "compensation for overdue provident fund loans" for provident fund loan compensation, the insufficient part by the development enterprise and the provident fund management center through consultation.
Six, this notice shall be implemented as of the date of issuance. Real estate development projects that have previously signed cooperation agreements with the provident fund center shall be adjusted through consultation between the two parties.
Taiyuan housing fund management center
Taiyuan real estate management bureau
2 12 1 year165438+1October 22nd